Our 2018 Portfolio Performance

Excited and proud to announce our portfolio performance against the S&P 500 for 2018:

S&P 500 Total Return -5.2%

Our Conservative IRA portfolio -4.17% (beat S&P by +1.03% pts)

Our Moderate IRA portfolio -5.09% (beat S&P by +0.11% pts)

Our Moderate Aggressive IRA portfolio -5.95% (under S&P by - 0.75% pts)

Most importantly, in addition to outperforming the S&P in 2018, is the level of risk (as measured by standard deviation)we took to accomplish this feat.

The S&P 500 has a current standard deviation of ~ 15%; our portfolios (depending on model) range from 6-9%.  MEANING, WE TOOK LESS RISK AND OUTPERFORMED THE S&P 500!!